Harvey Smith's Profile

Harvey is a seasoned Mortgage Advisor who believes that choosing the right mortgage is equally important as choosing the right home. He vows to customize your loan to fit your unique needs. What sets him apart is not only his extensive knowledge and expertise in the industry, but also his personalization with each client. He'll be there in person, every step of the way, from taking your loan application to guiding you through the closing process. He is dedicated on exceeding his clients’ wildest expectations while providing the highest level of customer service to both his clients and realtor partners.

If you are looking to purchase or refinance a home, Harvey will provide the following 5 Monetary Benefits:
1. Payment: Ensure its Affordable and Ideal to your unique situation.
2. Cash: Ensure the right down payment enabling proper reserves and cash for home improvements and unforeseen events, i.e. emergencies.
3. Tax: Max your tax savings/deductions to offset monthly mortgage investment.
4. Term: Ensure it coincides with your retirement and debt freedom goals
5. Investment: Ensure your home maximizes ROI (return on investment) realizing your short- and long-term financial goals.